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It is an agreement under which insurance firms consensually concur to undertake the guarantee of compensation subject to medical costs incurred, while a policyholder is hospitalized due to falling ill or getting injured due to an accident. To ensure this offering, insurance firms holds the tie-ups with many hospitals and clinics to provide cashless treatment to the insured individuals. In the absence of any tie-up, the insurer reimburses the medical expenses. The government also encourages it by rendering the tax deductions.

Individual Health Insurance

Individual Health Insurance

This policy covers the health expenses and hospitalization expenses of individual who has taken the policy. Premium under this policy is determined as per the age of insured.

Family Health Insurance

Family Health Insurance

family health insurance, policy provides assured coverage to two or more members of a family at the same time, in case they get hospitalized or an ailment is diagnosed.

Senior Citizen Health Insurance

Senior Citizen Health Insurance

Senior Citizen Health Insurance plan is a medical insurance policy that offers medical coverage to individual between the age group of 60 to 75 years.

We advise you, you call the right decision!

Think about yourself and your family and the importance of Health. Start one, if you haven’t already.


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Benefits of having a Health insurance Policy

Cashless Treatment

If you are insured, you can get cashless treatments as your insurance company would work in collaboration with various hospital networks.

Transportation Charges

Insurance policy also covers the amount paid to ambulance towards the transportation of insured.

No Claim Bonus (NCB)

This is the bonus element which is paid to the insured if the insured does not file a claim for any treatment in the previous year.

Pre and post hospitalization cost coverage:

Insurance policy also covers pre and post hospitalization charges up to the period of 60 days, depending on the insurance plans purchased.

Room Rent

Insurance policy also covers room expenses depending on the premium being paid by the insured.

Medical Checkup

Insurance policy also provide options for health checkups. Free health checkup is also provided by some insurers based on your previous NCBs.

tax benefit

Tax Benefits on Health Insurance

The amount you pay towards health insurance premium claimed as a tax-saving deduction under Section 80D. You can claim ₹25,000 annually for a health insurance policy for yourself. If you also pay the premium for a health insurance policy for your parents, you can claim up to ₹30,000 for the same as well.

Earning money is not at all useful if you don’t have a life. Think about yourself and your family and the importance of life. You know the importance and benefits of having a Health Insurance Policy. Start one, if you haven’t already.